Benefits & Pension Consultant

Close Date: February 13, 2026 Company: CGL Department: Human Resources Employment Type: Regular Full-Time Work Model: Hybrid Language: English is required, French is an asset. Job Grade: 5 Hiring Manager: Kerry Swetnam Referral Award: Yes Additional Information: This/these role(s) is/are currently vacant The Opportunity We are a leading Canadian financial services co-operative committed to being a catalyst for a sustainable and resilient society and our team is essential to deliver on this strategy. That’s why we prioritize our people, to ensure we provide a strong culture and development opportunities which enables our team to thrive and to live our purpose. The best part is that you will work with people that care passionately about you, our clients and our communities. Our national Human Resources team aspires to enable a culture where our company and its employees excel. We think innovatively and strategically to solve business problems and strive for operational efficiency and simplicity in the employee experience with HR. We take a proactive approach to preparing for the future by creating agile and flexible programs to remain competitive in attracting and retaining top talent. The Benefits & Pension Consultant is a subject matter expert responsible for the delivery, governance, and optimization of the organization’s group benefits, retirement and savings programs, and time-off practices. The role ensures programs are administered in alignment with plan design, legislative requirements, cooperative values, and principles of IDEA (Inclusion, Diversity, Equity, Accessibility). The consultant provides expert guidance to employees, leaders, and HR partners; manages vendor relationships; conducts data and trend analysis; supports plan governance and fiduciary obligations; and contributes to strategic initiatives such as plan renewal, financial stewardship, risk mitigation and employee experience enhancements. How You Will Create Impact

• Maintain program documentation, internal resources, toolkits, and guidance materials
• Interprets and applies program contracts, policies, and procedures and provides expertise on Group Benefit Plans, Pension & Savings Programs, and other employee benefits such as paid time off.
• Supports annual plan renewal activities, financial projections, cost models, and pricing scenarios.
• Monitors benefit & pension trends, emerging issues, and cost containment opportunities.
• Maintain current knowledge of regulatory changes (e.g., CAPSA guidelines, pension standards, benefits compliance/RAMQ)
• Ensures compliance with pension standards legislation and fiduciary plan governance.
• Identifies opportunities to improve Benefit & Pension plan engagement with plan members
• Serves as a liaison for pension and benefits vendors and consultants, monitoring and evaluating service delivery against contractual service level agreements (SLA’s).

To Join Our Team

• Post-secondary degree in Human Resources or a related discipline.
• You have 6-9 years of relevant experience in Human Resources or a related field.
• Advanced knowledge of Canadian pension and benefits frameworks, including pension standards legislation, insured and self-insured benefit plans, and governance requirements.
• Strong understanding of plan design principles, funding mechanisms and cost drivers for both pension and benefit programs.
• Ability to interpret utilization data and benchmarking studies to inform recommendations.
• Working knowledge of disability, accommodation, payroll, and employment practices as they intersect with benefits and pension programs
• This position primarily works with majority non-francophone groups, and teams located outside of Québec, and requires proficiency in English. The essential non-French duties are not assignable to adjacent or other team members. 

How You Will Succeed

• You have an innovative mindset to improve operational efficiencies and ability to influence change, with a primary focus on client needs.
• You use critical thinking skills to recognize assumptions, evaluate arguments, draw conclusions and proactively propose solutions.
• You have strong communication skills to clearly convey messages and explore diverse points of view.
• You build trusting relationships and provide guidance to support the development of colleagues.

What You Need To Know

• You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.

What’s in it for you?

• Training and development opportunities to grow your career.
• Flexible work options and paid time off to support your personal and family needs.
• A holistic approach to your well-being, with physical and mental health programs and a supportive workplace culture.
• Paid volunteer days to give back to your community.
• In addition to our competitive salary and incentive programs, eligible employees also benefit from a comprehensive total rewards package including group retirement savings plans, pension and benefits (e.g., health and wellness, dental, disability and life coverage), mental health support and an employee assistance program.

Expected salary $72,847 - $121,411 The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.” Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.”