Junior Underwriter

At MSH, passion meets profession. We're a team of dedicated enthusiasts who find genuine fulfilment in what we do, and we're looking for someone who feels the same way.The Opportunity We are looking for a Junior Underwriter (for 12 months) that will assist with augmenting the sales and account management function by pricing, evaluating and preparing renewal analyses and new business. What You'll OwnNew Business

• Pricing of new accounts and submission/negotiation/approval by underwriters.
• Pricing of plan changes to existing accounts.
• Collating of rate, plan, and carrier summaries from all participants in market.
• Production of initial proposal draft for submission to sales for review.

Renewal Business

• Pricing of renewals and submission/negotiation/approval by underwriters.
• Production of internal renewal memos in advance of confirmation of terms by underwriters, outlining renewal recommendations.

Rate Development

• Analysis of market adequacy of Lloyd’s rates in relation to markets and plan terms quoted for coverage options.
• Development of ASO pricing model for large accounts.
• Development of alternate funding arrangements and negotiation with underwriters on jumbo accounts.
• Rate and plan pricing for new product development through in-house plan arrangements

What We're Looking For

• College/University diploma/degree or equivalent work experience.
• 1-2 years’ experience in group underwriting capacity.
• Exposure to pooled, experience rated, ASO, and refund accounted funding arrangements.
• Prior experience underwriting groups of 10 to 100 lives required.
• Advanced knowledge of Microsoft Office applications – specifically Excel and PowerPoint.
• Experience working within a domestic insurance broker/consulting firm would be a definite asset.
• Ability to communicate (oral and written) in English. French would be an asset but not required.

What's In It For You

• Salary Range: $45-50k CAD annually (Final compensation will reflect the candidate's experience, skills, and qualifications)
• Hybrid work environment
• Comprehensive health benefits + Employee Assistance Program
• Wellness spending account
• Minimum 3 weeks' vacation + generous sick and flex days
• Clear pathways for vertical and horizontal growth, pursue what excites you
• Inclusive, supportive leadership that genuinely invests in your success

MSH is an equal opportunity employer committed to fostering an inclusive, barrier-free recruitment process. We welcome applications from all qualified individuals regardless of race, ancestry, color, ethnic origin, citizenship, creed, sex, sexual orientation, gender identity or expression, age, record of offences, marital status, family status, or disability.If you require accommodation at any stage of the recruitment process, please reach out. We will work with you in accordance with the Ontario Human Rights Code and the Accessibility for Ontarians with Disabilities Act (AODA).We thank all applicants for their interest. Only those selected for an interview will be contacted.