Manager, FP&A

Mogo is seeking a hands-on, analytically sharp Manager, FP&A to lead strategic forecasting, financial modeling, and performance analysis across our Lending, Wealth, and Payments business lines. Working closely with the Director of Finance and CFO, this role is critical to shaping decision-making in a complex and fast-moving environment. This role is expected to be both a leader and an individual contributor – someone who can independently dig into the data, uncover insights, and influence decision-making. You will also bring a forward-thinking mindset and interest in leveraging automation, analytics, and AI-driven forecasting to modernize FP&A operations. Base Salary for this role is: $110,000 - $140,000 CAD What you’ll do:

• Lead and continuously improve our processes around budgeting and forecasting, KPI reporting, divisional reporting, and data structuring
• Develop and maintain an in-depth and expert level of understanding of our actual and forecasted key financial performance metrics, such as revenue, EBITDA, operating expenses, gross margins, product level economics, and cash flow. Develop any dashboards and executive summaries needed to continuously monitor these metrics and their key drivers
• Enhance models and processes to evaluate customer LTV, payback, and profitability, and develop insights into clear business recommendations
• Proactively identify and communicate opportunities for investment, cost savings and revenue growth, supported by quantitative analysis
• Spearhead long-term and tactical projects that drive alignment and efficiency in the flow of data between the Business Intelligence, Credit Risk, and FP&A teams. Partner with other teams to assess opportunities to optimize the reporting ecosystem to ensure data integrity and efficiency
• Manage and lead the FP&A team on best practices in our data, analytical and reporting efforts, such as refining financial models that are used to measure the entity's performance, preparing dashboards and key metrics, forecasting P&L and balance sheet statements, and optimizing team structure
• Collaborate with the Accounting team to better align the cohesiveness of accounting systems and FP&A reporting infrastructures
• Collaborate cross-functionally with other different teams, including Marketing, Credit Risk, and Human Resources, to identify key opportunities, issues and interdependencies related to critical business decisions and provide insight to management to facilitate decision-making

What you’ll need:

• Bachelor's degree in Finance, Business, Accounting or related fields. CPA or CFA designation is an asset
• Demonstrated interest in AI applications in finance, with a strong curiosity to explore how AI can enhance forecasting, automation, and strategic analysis in FP&A
• Minimum 5 -10 years of experience in financial and business strategy, preferably at a fintech and/or consumer lending company
• Prior experience in managing and optimizing FP&A processes and infrastructure of a multi-entity consolidated company with multiple divisions and product lines
• Operational rigor and exceptional focus on prioritization, project management and driving progress on multiple initiatives under pressured timelines
• Strong relationship management and team building skills with the ability to influence cross-functionally
• Excellent communication skills with an ability to synthesize complex situations into concise summaries and articulate a clear and convincing point of view with recommendations
• Talent for crafting clear and insightful visual representations of business opportunities
• Ability and willingness to work in models and forecasts at a granular detail level to understand nuances of forecast drivers, while also able to step back and assess for reasonability at a macro level
• Expert-level proficiency in Microsoft Excel is required. Expertise with FP&A software and data analysis tools are an asset (Looker, Tableau, SQL, Power BI)

Benefits of working with us:

• ALWAYS FULLY REMOTE WORK - Enjoy the flexibility of remote work, supported by necessary resources
• Comprehensive Health and Wellness - Access medical, dental, and vision coverage plus a Health Spending Account
• Stock Options - Have a stake in the company's success through stock options
• Flex Vacation - Benefit from paid time off, including vacation days, holidays, and personal days
• Wellbeing Programs - Access counselling services, mental health support, and additional wellness resources

About Us: We help make it easy for Canadians to achieve financial freedom while making a positive impact. We live in the most innovative and technologically advanced era, yet so much struggle exists. Most of us are far from where we want to be financially. We all want a better future. A better world where reaching financial freedom is a question of when, not if. One that's equitable so that all can prosper. One that's safe from the impact of climate change. Our money has the power to change the world. It’s up to us to do things differently. Apply today! Do you know anyone who would be a great fit for this role or other roles on our career page? Please share this job posting with them! Mogo is an inclusive place to spend your work life. We hire team members for their talent and diverse backgrounds. Bring your unique perspective to Mogo and help our customers achieve their best financial lives. Powered by JazzHR IhfPs25hG4