Bilingual Multi-Unit Underwriter

Job Requisition ID: 11043 Position Status: Temporary Full Time Position Type: Hybrid Office Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC) Travel Requirement: Limited Language Designation: Bilingual Language Skill Levels (Read/Write/Speak): CBC Security Requirement: Reliability Status Salary: Our salaries generally range from $ 71761.28 to $ 89701.6 and are based on qualifications and experience. About CMHC The work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system. At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. We have flexibility, in how, when, and where we work, within the boundaries of the business needs and the nature of your role. Our leadership style is guided by trust, where our leaders favour an adaptive approach based on the needs of their teams. Join us and be part of a team that's committed to making a real difference and be part of something meaningful. What’s in it for you Benefits We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a contract employee:

• Accrued vacation.
• Annual individual performance bonus.
• Group insurance coverage to support your well-being from day one.
• Support towards your personal and professional growth with training, mentorship and more.
• An inclusive workplace culture and environment.

About The Role Join the insurance and securitization team in the Bilingual Multi-Unit Underwriter position. In this role, you will identify, analyze, and assess the risks associated with each multi-unit mortgage loan insurance application and provide a recommendation for decision.   This is a temporary position with a duration of 13 months.What you’ll do:  

• Conduct detailed risk analysis involving program/product requirements, including but not limited to, assessment of the property, market, borrower, and loan, which may involve financial, legal, and professional reviews.
• Apply sound judgment and decision-making practices that are factual and based on well-reasoned analysis to derive insurance risk recommendations, and mitigation options inline with CMHC's risk appetite.
• Exercise prudence and diligence to ensure compliance with all relevant internal policies and procedures applicable to the function.
• Maintain quality relationships with clients to understand their needs and objectives, and explore opportunities.
• Collaborate effectively within a team to enhance service standards and improve turnaround times. Engage internal support functions such as legal services, policy and operations, and borrower analysis to seek clarification and concurrence in support of recommendations.

  What you should have: 

• An undergraduate degree in a relevant field such as business, accounting, finance or commerce, or an equivalent combination of education and/or experience.
• A minimum of three (3) years of experience in credit risk and/or financial analysis. Commercial underwriting is an asset.
• The ability to review and understand financial statements, as well as borrower legal structures.
• Demonstrated analytical, problem-solving and decision-making skills.
• Solid oral and written communication skills in both official languages (French and English) with the ability to clearly communicate decisions and challenge objections when required.
• The ability to establish and maintain excellent working relationships with various stakeholders. 
• Demonstrated ability to work efficiently and achieve results with minimal supervision.
• Bilingualism (English, French).
• A strong understanding of serviced client groups in Canada, including related legal documentation. 

  It would be great if you also had: 

• A knowledge of real estate financing and/or multi-unit underwriting.

Posting closing date: Note, the competition will remain active until filled. Our commitment to diversity, equity, and inclusion  We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada. CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission. AboutLearn more about our commitment to diversity and inclusion What happens after you apply  We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. Learn more about our hiring process . If you are selected for an interview or testing, please advise us if you require an accommodation. If you applied before and you were not successful don’t worry – we're always posting new positions, so don’t hesitate to give it another shot. We’re excited to see what you bring to the table this time around!